Facebook-f Linkedin-in
Download company profile

Institutional-Grade Invoice Financing in Malaysia for Businesses

Convert Unpaid B2B Invoices into Immediate Working Capital Without Real Estate Collateral.

Extended credit terms from corporate buyers should not restrict your business growth. Our SME Invoice Financing facility unlocks up to 80% of your outstanding invoice values, bridging cash flow gaps instantly while you await customer payments.

Structuring Liquidity for Growing Malaysian Businesses

  • Immediate Cash Injection – Access funding within 48 hours of invoice submission.
  • Collateral-Free Capital – Secured against the creditworthiness of your B2B debt customer, preserving your tangible assets.
  • Flexible Drawdowns – Draw liquidity only on demand, maintaining cost-effective balance sheet management.

How SME Invoice Financing Works

  • Issue Invoice – Deliver goods/services and issue an invoice to your enterprise buyer.
  • Submit to El Nuwr – Submit invoices and supporting delivery documents
  • Receive Advance – Receive an immediate cash advance (up to 80% of invoice value).
  • Settlement – Upon customer payment at credit maturity, receive the remaining balance fewer financing fees.

Eligibility Criteria

  • Registered Enterprise / Sdn Bhd in Malaysia
  • Active B2B commercial contracts or corporate buy-side receivables.

Reach out to us via

WhatsApp Us