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Flexible Financing Solutions for Malaysian Businesses

Financial Support for Businesses to Enhance, Grow and Unlocks Cash Flow

Accelerate businesses cash flow with Luminor’s financing solutions to move projects, working capital, enhance operations, pay suppliers on time or grow bigger.

Supporting Businesses by Unlocking Cash Flow to Fund Their Operations or Projects

  • Immediate Cash – Access immediate funds to cover upfront costs for awarded project.
  • No Collateral – Eliminates requirements for real estate or fixed asset pledges to secure funding.
  • Flexible Drawdowns – Unlocks funding strictly on demand to minimize unnecessary interest accumulation

Access to Corporate Loans

  • Lump Sum Cash Amount Advance – Luminor will disburse lump sum amount of cash to your business (up to 100% of the total supplier invoice value).
  • Receive Advance – Deliver goods/services and issue an invoice monthly to your customer.
  • Repayment – Upon payment of the submitted invoices, Luminor will deduct the monthly instalment applicable from the payment received.

Eligibility Criteria

  • Suitable for contracts with recurring invoices and predictable income stream to spread out the repayment obligation over fixed installment amount and tenure.

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