Flexible Invoice Financing Options for Singapore Businesses
Convert Cross-Border and Domestic B2B Receivables into Immediate SGD Liquidity to Fuel Business Expansion
Accelerate cash flow with Luminor invoice financing in Singapore by unlocking 80% of unpaid B2B invoices upfront, transforming 30–90 day receivables into immediate SGD working capital without real estate collateral or traditional bank debt.
Accelerating Regional Growth Through Strategic Liquidity
- Immediate Cash Injection– Converts outstanding trade invoices into liquid capital within 48 hours.
- Collateral-Free Capital– Eliminates requirements for real estate or fixed asset pledges to secure funding.
- Multi-Currency Capability– Supports transactions in SGD, USD, and major regional trade currencies seamlessly.
- Preserved Credit Lines– Keeps primary bank borrowing capacity intact for long-term strategic projects.
- Flexible Drawdowns– Unlocks funding strictly on demand to minimize unnecessary interest accumulation.
Eligibility Criteria
- Registered business entity operating in Singapore or managing regional trade through Singapore.
- Active B2B commercial contracts or trade receivables with reputable corporate buyers.
- Valid trade invoices are supported by verifiable bills of lading, purchase orders, or signed delivery receipts.