We provide a full suite of receivables-backed financing solutions to improve liquidity, optimize working capital, and support supply chain continuity.
We offer asset-backed financing to both business owners, providing short to medium-term loans secured by physical or financial assets.
Our secured lending solutions prioritize capital preservation through first-charge arrangements, ensuring principal protection while enabling borrowers to meet operational or expansion needs. Credit is extended based on comprehensive asset evaluations and value assessments.
Luminor Capital Malaysia helps businesses meet banking and tendering requirements by structuring financial solutions that enhance end-of-month cash positions and statement profiles.
This is particularly suited for clients bidding for large contracts, participating in procurement exercises, or undergoing financial due diligence — without requiring additional long-term leverage.
Through our licensed subsidiary, Luminor Capital Markets Sdn. Bhd., we provide transaction advisory services across the full corporate lifecycle.
We offer short-term inventory financing solutions tailored for the automotive sector.
Our floor stocking facility allows dealerships to purchase and hold new or used vehicle inventory, improving stock availability and cash flow flexibility. The vehicles serve as collateral until sold.
In collaboration with an earned wage access technology partner, we offer mircro-financing to individuals through a salary deduction via simplified application process, and a socially responsible lending approach.
Our goal is to make essential credit accessible, responsible, and future-ready — especially for the underserved.
